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100-Fold Biblical Investing System

You worked hard for this money.
Give your future a plan.

You want the money you worked hard to earn to help build the future you hope for. But too many choices and the fear of loss can make it difficult to move forward. The 100-Fold Biblical Investing System helps you build a plan around what matters to you, whether that means preparing for retirement, leaving an inheritance, or funding your children’s education, while honoring God and caring for the people you love.

363 investment choices. Compare up to three side by side. Plan retirement, inheritance, and giving.
$0. No card required. Full workbook. Desktop Excel, about 36 MB.

Created by Ahmad Davis for the 100-Fold Biblical Investing System.

Explore the biblical framework →

One place for the facts you need

Less scattered research.
A decision you can explain.

Study investments with long histories and use the Biblical Purpose, Stewarding, and Kingdom framework to connect the facts to your family’s plan.

01 / UNDERSTAND

See the whole investment.

See when a fund began, what type of investment it is, how it performed, what it costs, and what it owns. Review available risk and distribution history in the same place.

02 / COMPARE

Make the tradeoffs visible.

Study up to three funds side by side. Look beyond the return to costs, concentration, and past declines.

03 / PLAN

Connect the numbers to your life.

Test assumptions and explore how your starting position, retirement, inheritance, and giving fit together.

Inside the free Hundredfold Investment LibraryFund Screener
Fund Screener preview showing filters, three empty fund-selection boxes, numerical sorting, and a table of fund data.
See the research in one place so you can spend less time gathering facts and more time understanding your choices. Explore the Library and its examples →

A clearer process helps you explain a choice, understand its risks, and decide when more research is needed.

Bring the facts into one view. Compare the tradeoffs, then decide what deserves your next step.

Get the Free Hundredfold Investment Library

$0. Full workbook. No card required. Desktop Excel, about 36 MB.

Three dimensions of biblical investing

Purpose. Stewarding. Kingdom.

God is the owner. We are stewards of what He entrusts.

PURPOSEGenesis 26:12 · Proverbs 13:22

Why do I invest?

Connect your decisions to household provision, an inheritance for your family, and generosity.

STEWARDINGMatthew 13 & 25

How do I invest faithfully?

Seek understanding, examine evidence, and care for what God entrusts through wise action and review.

KINGDOMMatthew 6:33

What will my investing serve?

Keep God's purposes, your family, your community, and eternal impact in view.

Learn to understand what you invest in, stay grounded when markets become difficult, and care for resources with your family and God’s purposes in view. The framework connects the Parable of the Sower with the Parable of the Talents.

Explore the biblical framework and its Scriptures →

Put Purpose, Stewarding, and Kingdom into practice with research, comparisons, and a plan for your family.

Get the Free Hundredfold Investment Library

$0. Full workbook. No card required. Desktop Excel, about 36 MB.

Understand what long-term growth can do for your family.

Know what growth means, how long it can take, and what history you can study before making a decision.

100×

Give growth a clear meaning.

Hundredfold means one hundred times the original amount. For example, $1,000 growing to $100,000.

40 years

Study a full generation.

Look back across market rises, crashes, and recoveries. A longer investment history gives you more to examine before planning your retirement or inheritance.

12.21%

Know the yearly growth standard.

The system uses this yearly compound growth rate to measure hundredfold growth over forty years.

Look beyond a recent winning year. Study whether growth lasted before deciding what deserves a closer look.

What does average yearly growth mean?

CAGR means compound annual growth rate. It is the steady yearly rate that would turn a starting amount into the ending amount. Actual yearly results went up and down. The exact rate for 100-fold growth over forty years is about 12.20185%; the system uses 12.21% as its slightly higher research standard.

Explore how the System uses this standard →

See what time and compounding can do

See how time and a monthly habit can build resources.

One lump-sum investment of $10,000
→ 40 years, reinvested, no withdrawals
$1,002,911
Hypothetical, at a constant 12.21% annual total return.
$200/month ($96,000 over 480 months)
→ 40 years, reinvested, no withdrawals
$2,058,617
Hypothetical, at a constant 12.21% annual total return.

These are hypothetical constant-rate illustrations, not forecasts. Actual returns vary and can be negative. Costs, sales charges, taxes, and withdrawals reduce the ending balance; inflation reduces its buying power.

How these two illustrations were calculated

The one-time example is $10,000 × 1.122140 = $1,002,911, rounded. The monthly example converts 12.21% to an effective monthly rate, 1.12211/12 − 1, and assumes 480 deposits of $200 at month end. Deposits total $96,000; the rounded ending value is $2,058,617. Both examples assume no withdrawals and exclude costs, taxes, and inflation. They do not model a particular fund.

Test your own starting amount, monthly deposits, and a lower growth rate in the Library’s calculator.

Get the Free Hundredfold Investment Library

$0. Full workbook. No card required. Desktop Excel, about 36 MB.

Compare the history behind the numbers

See more of the journey before you choose.

Hundredfold Investment Library: Quarter 3 2026 Edition gives you 363 investment choices to study: mutual funds and exchange-traded funds (ETFs), including index funds. The history groups show how much of each investment’s past you can examine. Different share classes of the same fund count separately.

Save time finding a place to start.

Begin with investments that meet the edition’s growth screen and have at least ten years of fund history.

Compare long-term growth with recent results.

Study growth from the beginning alongside the last ten years, so one recent winning period does not tell the whole story.

10–19 years of history212investment choices

Find investments with a decade of history.

Look through at least a decade before deciding what deserves more research.

20–29 years of history64investment choices

Examine changing markets.

Compare how investments behaved as the economy and market conditions changed.

30–39 years of history40investment choices

Look for staying power.

Study several decades to see whether growth lasted beyond one successful period.

40+ years of history47investment choices

Think across generations.

Examine a full generation of fund history while planning for retirement and what you hope to pass on.

Choose the length of history you want to study. Then compare growth, costs, holdings, and past declines in the same workbook. Explore the free Hundredfold Investment Library →

Choose how much fund history you want to study, then compare costs, holdings, and past declines in one workbook.

Get the Free Hundredfold Investment Library

$0. Full workbook. No card required. Desktop Excel, about 36 MB.

Look inside before you download

Hundredfold Investment Library: Quarter 3 2026 Edition

Ten investments with long fund histories.
Growth you can examine.

These mutual fund examples have the ten highest since-inception growth figures in the Library’s 40+ year fund-history group. See when each fund began, then compare its average yearly growth with the last ten years in this edition.

Inception means the start date. A share class is a version of a fund. Where it began later than the fund, both dates are shown so you can see how much history belongs to each.

Investment, type, and inception dateSince-inception CAGR*Ten-year CAGR*
Fidelity Select Semiconductors Portfolio FSELXMutual fund
Fund started:
Since-inception CAGR*16.46%Ten-year CAGR*33.26%
Columbia Seligman Technology and Information Fund Class A SLMCXMutual fund
Fund started:
Since-inception CAGR*16.19%Ten-year CAGR*26.53%
Fidelity Select Software and IT Services Portfolio FSCSXMutual fund
Fund started:
Since-inception CAGR*15.70%Ten-year CAGR*16.31%
Fidelity Magellan Fund FMAGXMutual fund
Fund started:
Since-inception CAGR*15.61%Ten-year CAGR*14.02%
Columbia Seligman Technology and Information Fund Class C SCICXMutual fund
Fund started:
This share class started:
Since-inception CAGR*15.32%Ten-year CAGR*25.59%
Fidelity OTC Portfolio FOCPXMutual fund
Fund started:
Since-inception CAGR*15.13%Ten-year CAGR*21.33%
Fidelity Select Technology Portfolio FSPTXMutual fund
Fund started:
Since-inception CAGR*15.03%Ten-year CAGR*25.37%
Fidelity Select Tech Hardware Portfolio FDCPXMutual fund
Fund started:
Since-inception CAGR*14.49%Ten-year CAGR*24.99%
Vanguard PRIMECAP Fund Admiral Shares VPMAXMutual fund
Fund started:
This share class started:
Since-inception CAGR*14.28%Ten-year CAGR*17.02%
Vanguard PRIMECAP Fund Investor Shares VPMCXMutual fund
Fund started:
Since-inception CAGR*14.22%Ten-year CAGR*16.94%

These are examples of investments inside the Hundredfold Investment Library.

* CAGR means average yearly compound growth. These are the Library edition’s figures, with source dates that vary by investment. Some newer share classes use the older fund’s published history. Check inception dates and issuer sources.

Investment dates and types: issuer sources

The ten choices above are mutual fund share classes. Columbia Class A and Class C share one fund; Vanguard PRIMECAP Investor and Admiral Shares share another. They are ten investment choices across eight funds.

The broader Library also includes ETFs and index funds. An index fund follows a market index and can be a mutual fund or an ETF.

These examples are inside the Library. Get your own copy to compare investments and connect the research to your plan.

Get the Free Hundredfold Investment Library

$0. Full workbook. No card required. Desktop Excel, about 36 MB.

Start with the free Library

$0 · FREE

Turn the research into
a plan with a purpose.

Stop gathering the same facts from scattered fund pages. Compare mutual funds and ETFs, including index funds, in one place. Test what your starting amount and regular deposits could build, then connect the numbers to retirement, inheritance, and giving.

Get the Free Hundredfold Investment Library

Enter your email on the Library page. Download your own Excel workbook. No payment or card is required.

Designed for desktop Microsoft Excel. About 36 MB. Features depend on your Excel version.

Use the research to make a decision you understand and can explain.

The purpose behind the Library

For Christ’s sake and for the gospel.

So Jesus answered and said, “Assuredly, I say to you, there is no one who has left house or brothers or sisters or father or mother or wife or children or lands, for My sake and the gospel’s, who shall not receive a hundredfold now in this time—houses and brothers and sisters and mothers and children and lands, with persecutions—and in the age to come, eternal life.”

— Mark 10:29–30 (NKJV)

Jesus connects this promise to what is left for His sake and the gospel’s. He names a hundredfold in this time, with persecutions, and eternal life in the age to come.

Our purpose

A big purpose of this is to serve Christ and to share the gospel.

We’re multiplying our resources so that we can multiply the kingdom of heaven on Earth.

Straight answers

Before you begin.

Understand the resource, the format, and your next step.

Is the complete Investment Library really free?

Yes. The full Excel workbook costs $0. Enter your email on the Library page to access the download. No payment or card is required. Buying investments later can involve fees, sales charges, and taxes.

Where should I start if I am new to investing?

Explore the System for the biblical framework. For the workbook, visit the Library page, download your own copy, and start at Welcome. Beginner view and Help let you learn a few terms at a time.

What can I do besides browse funds?

Compare up to three funds, study available risk and distribution history, and test growth and income assumptions. The planning pages connect your starting position with retirement, inheritance, and giving.

Do I need Microsoft Excel?

The workbook is designed for desktop Microsoft Excel and is about 36 MB. Features depend on your version. Full functionality in Google Sheets, mobile apps, and other spreadsheet programs has not been verified.

Does 100-Fold mean a guaranteed return?

No. The name connects a biblical framework with a mathematical long-term standard. About 12.21% annual compound growth over forty years produces roughly one hundred times a starting amount. This is a teaching standard, not a promised return. Investments can lose value, including principal.

Does the Library tell me which fund to buy?

No. Inclusion makes a fund a research candidate, not a personal recommendation. Check current facts, costs, holdings, access, and your own needs. The workbook does not manage accounts or place trades.

Does every fund pass a faith-based holdings screen?

No such claim is made. The biblical framework guides your purpose and stewardship. Review each fund's holdings against your convictions.

Are the data live, and will my copy update itself?

The main fund data is a September 2026 snapshot; source dates vary. Optional price retrieval depends on Excel support, and manual entry is available. No automatic workbook update is promised. Check edition dates and verify current facts before acting.

Forty years of history to study.
Plan for generations of purpose.

Bring the research, the biblical framework, and your family’s goals into one decision you can explain.

$0. Full workbook. No card required. Desktop Excel, about 36 MB.