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FREE EXCEL WORKBOOK · QUARTER 3 2026 EDITION

Compare your choices.
Build a plan with purpose.

Growth alone does not tell you what to choose. Compare costs, what each fund owns, and past losses alongside growth, then connect the facts to retirement, inheritance, giving, and God’s purposes.

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The full Hundredfold Investment Library.
No card required. Access with your email.

363 investment choices. Compare up to three side by side.

* Starting path; final investment decisions may take longer. Details.

THE WISE INVESTORQUARTER 3 / 2026

Hundredfold Investment Library

Fund Screener preview showing filters, three empty fund-selection boxes, numerical sorting, and a table of fund data.
Created by Ahmad Davis for the 100-Fold Biblical Investing System.
Actual Fund Screener preview. September 2026 data snapshot. See the facts side by side before you choose what to study.
363investment choices to explore
3choices to compare
$0full workbook

THE BIBLICAL FRAMEWORK

Connect your investing to the people and purposes you care about.

Purpose

What am I preparing for?

Stewarding

How will I understand and care for it?

Kingdom

Whom will this serve?

The Parable of the Sower links hearing and understanding the Word with fruitfulness (Matthew 13:19–23). The Parable of the Talents calls attention to entrusted responsibility and giving account (Matthew 25:14–30).

The 100-Fold Biblical Investing System applies those lessons to research, conduct, and care for resources. Use the Library to connect that purpose to retirement, inheritance, generosity, and decisions you can explain.

This is an investing application of the passages. They do not command a fund or a return. Hundredfold is a biblical standard, not a guarantee.

Explore the full biblical investing framework →

A LOOK INSIDE THE LIBRARY

See how a one-time investment and a monthly habit traveled through real markets.

Compare each investment’s type, start date, and growth before you explore the chart. Choose a $1,000 one-time investment, or $1,000 plus $200 each month, to follow its rises and falls.

Historical replay, not a smooth growth projection. The charts use daily adjusted closes through October 23, 2026, the last completed trading day used here. Deposits are added at month end. All distributions are assumed reinvested.

Know what you are comparing. FSELX and FBGRX are actively managed mutual funds. VGT is an index ETF. An index fund follows a market index and can be a mutual fund or an ETF.

40+ YEARS OF FUND HISTORY
FSELX

Fidelity Select Semiconductors Portfolio

An actively managed mutual fund focused on semiconductors.

Fund started (inception):

Yearly growth since inception (CAGR)
16.63%
Yearly growth over ten years (CAGR)
33.56%

Issuer return summary: September 30, 2026. Source and return basis below.

Return periods and issuer source

Issuer annualized returns through Sep 30, 2026. Since inception: Jul 29, 1985 to Sep 30, 2026. Ten-year: Sep 30, 2016 to Sep 30, 2026. Before-tax fund total returns, with distributions reinvested; operating expenses affect returns. Other investor costs may apply. Issuer source ↗

The edition snapshot and these issuer summaries may use different source dates.

$1,000 invested once

FSELX, Jul 29, 1985 through Oct 23, 2026. $1,000 initially, no later deposits. Hypothetical ending value about $462,000. Total deposited $1,000. Based on daily provider-adjusted closes, with distributions reinvested. Not an actual account or a forecast.$0$500k$1M19852006Oct 2026
Account valueTotal deposits
Hypothetical ending valueAbout $462,000
You deposited
$1,000
Historical growth
About $461,000

$1,000 initially + $200 monthly

FSELX, Jul 29, 1985 through Oct 23, 2026. $1,000 initially, plus $200 at each completed month end. Hypothetical ending value about $13.6 million. Total deposited $100,000. Based on daily provider-adjusted closes, with distributions reinvested. Not an actual account or a forecast.$0$10M$20M19852006Oct 2026
Account valueTotal deposits
Hypothetical ending valueAbout $13.6 million
You deposited
$100,000
Historical growth
About $13.5 million

Plotted history: Jul 29, 1985 to Oct 23, 2026.
Starts on the recorded inception date.

Fund’s worst decline in this series: 82.5%.
Jul 17, 2000 to Oct 9, 2002.

A QUESTION TO EXPLOREHow much industry concentration and volatility can my plan handle?
30–39 YEARS OF FUND HISTORY
FBGRX

Fidelity Blue Chip Growth Fund

An actively managed mutual fund focused on blue chip growth companies.

Fund started (inception):

Yearly growth since inception (CAGR)
13.63%
Yearly growth over ten years (CAGR)
21.25%

Issuer return summary: September 30, 2026. Source and return basis below.

Return periods and issuer source

Issuer annualized returns through Sep 30, 2026. Since inception: Dec 31, 1987 to Sep 30, 2026. Ten-year: Sep 30, 2016 to Sep 30, 2026. Before-tax fund total returns, with distributions reinvested; operating expenses affect returns. Other investor costs may apply. Issuer source ↗

The edition snapshot and these issuer summaries may use different source dates.

$1,000 invested once

FBGRX, Dec 31, 1987 through Oct 23, 2026. $1,000 initially, no later deposits. Hypothetical ending value about $134,000. Total deposited $1,000. Based on daily provider-adjusted closes, with distributions reinvested. Not an actual account or a forecast.$0$100k$200k19872007Oct 2026
Account valueTotal deposits
Hypothetical ending valueAbout $134,000
You deposited
$1,000
Historical growth
About $133,000

$1,000 initially + $200 monthly

FBGRX, Dec 31, 1987 through Oct 23, 2026. $1,000 initially, plus $200 at each completed month end. Hypothetical ending value about $2.4 million. Total deposited $94,000. Based on daily provider-adjusted closes, with distributions reinvested. Not an actual account or a forecast.$0$2.5M$5M19872007Oct 2026
Account valueTotal deposits
Hypothetical ending valueAbout $2.4 million
You deposited
$94,000
Historical growth
About $2.3 million

Plotted history: Dec 31, 1987 to Oct 23, 2026.
Starts on the recorded inception date.

Fund’s worst decline in this series: 58.5%.
Mar 23, 2000 to Mar 9, 2009.

A QUESTION TO EXPLOREHow much growth exposure and concentration fit my plan?
20–29 YEARS OF FUND HISTORY
VGT

Vanguard Information Technology Index Fund ETF Shares

An index exchange-traded fund (ETF) focused on the information technology sector.

Fund started (inception):

Yearly growth since inception (CAGR)
15.03%
Yearly growth over ten years (CAGR)
24.72%

Issuer return summary: September 30, 2026. Source and return basis below.

Return periods and issuer source

Issuer annualized returns through Sep 30, 2026. Since inception: Jan 26, 2004 to Sep 30, 2026. Ten-year: Sep 30, 2016 to Sep 30, 2026. NAV total returns, after fund expenses and before personal taxes, with distributions reinvested. Issuer source ↗

The edition snapshot and these issuer summaries may use different source dates.

$1,000 invested once

VGT, Jan 30, 2004 through Oct 23, 2026. $1,000 initially, no later deposits. Hypothetical ending value about $23,300. Total deposited $1,000. Based on daily provider-adjusted closes, with distributions reinvested. Not an actual account or a forecast.$0$25k$50k20042015Oct 2026
Account valueTotal deposits
Hypothetical ending valueAbout $23,300
You deposited
$1,000
Historical growth
About $22,300

$1,000 initially + $200 monthly

VGT, Jan 30, 2004 through Oct 23, 2026. $1,000 initially, plus $200 at each completed month end. Hypothetical ending value about $674,000. Total deposited $55,400. Based on daily provider-adjusted closes, with distributions reinvested. Not an actual account or a forecast.$0$500k$1M20042015Oct 2026
Account valueTotal deposits
Hypothetical ending valueAbout $674,000
You deposited
$55,400
Historical growth
About $619,000

Plotted history: Jan 30, 2004 to Oct 23, 2026.
The first four days after fund inception are not in this price series.

Fund’s worst decline in this series: 54.6%.
Oct 31, 2007 to Nov 20, 2008.

A QUESTION TO EXPLOREWhat extra risk comes with focusing on one sector?

These are selected research examples, not recommendations or a portfolio. They were chosen with hindsight from the Library. Two focus on technology, and holdings may overlap. Each chart has its own start date and scale, so ending dollars do not rank fund quality.

How the historical illustrations were calculated.
47investment choices40+ years
40investment choices30–39 years
64investment choices20–29 years
212investment choices10–19 years
12.21%

The workbook’s historical growth screen. Investments in this edition have at least ten years of fund history and since-inception and ten-year CAGR of at least 12.21%. CAGR means average yearly compounded growth. It is a research filter, not a future return promise.

Choose investments with the amount of fund history you want to examine, from ten years to a full generation. Separate share classes of the same fund count as separate investment choices. Then compare their costs, holdings, and past losses for your plan.

The examples show what is inside. Use the full workbook to compare choices against your own starting position and goals.

Get the Free Hundredfold Investment Library

$0. Full workbook. No card required. Desktop Excel, about 36 MB.

WHAT CHANGES FOR YOU

Make the facts clearer.
Make the decision your own.

When every fund page presents facts differently, comparison gets harder. Use one workbook to study the same measures, see the tradeoffs, and connect the choice to your life.

01 / FIND YOUR START

Spend less time finding a starting point.

Check when each investment began. Then narrow the screened choices by fund history, investment type, cost, or minimum investment.

A SMALLER RESEARCH LIST
363listings
3comparison spaces
Youchoose the next step
02 / COMPARE CLEARLY

See the tradeoffs side by side.

See growth, costs, holdings, and income side by side. Compare facts using the same measures.

ONE VIEW. THREE FUNDS.
CompareFund 1Fund 2Fund 3
Growth✓✓✓
Cost✓✓✓
Risk✓✓✓
03 / MAKE COSTS REAL

See fees in dollars.

Examine expense ratios and sales charges before you decide. Small percentages become real dollars.

ANNUAL EXPENSE ON A FIXED $10,000
0.10%$10
1.00%$100
Simplified example. Balance held constant. Other costs excluded.
04 / UNDERSTAND THE DOWNSIDE

Prepare for more than a rising market.

A strong growth number can hide a difficult journey. Study past declines and distribution cuts, and test lower growth before relying on an illustration.

WHAT A 30% DECLINE MEANS
$1,000−30%
→
$700
Hypothetical loss example. Future losses could be larger.
05 / FIT YOUR REAL LIFE

Plan for retirement and legacy.

Bring your emergency fund, accounts, family needs, retirement, inheritance, and giving into the same plan.

YOUR PLAN HAS A REASON
Starting position→Your goals→Family + giving
Plan with your facts. Explore tradeoffs over time.
06 / OWN YOUR NEXT STEP

Record a decision you can explain.

Write why a fund fits, what needs checking, and when you will review it. Choosing to wait is an option.

YOUR DECISION RECORD
Why I chose it.The risk I understand.My next check and review date.

The whole workbook is free. Research tools, comparisons, calculators, planning pages, and your decision record are included.

Get the Free Hundredfold Investment Library

YOUR FIRST USE

Your five-minute decision path.

Start at Welcome. Compare up to three funds, identify one cost and one risk, and record whether to choose, wait, or keep researching.

What happens after you download?

  1. Open your copy in desktop Microsoft Excel. Keep the .xlsx file format.
  2. Start at Welcome. Follow the guided path. Beginner view and Help explain the terms as you go.
  3. Find one cost and one risk to examine. Write what you understand and what you still need to check.

Suggested first session: about five minutes for a first look. Understanding an investment and making a final decision can take longer.

New to investing?

Start with Welcome, Beginner view, and Help. Learn a few terms, compare the facts, and take the next step at a pace you understand.

Follow the first-use guide →

Already investing?

Compare up to three funds. Review costs, holdings, past declines, and source dates before deciding what to keep studying or review.

Examine the fund examples →
1

Narrow the list.

Choose what matters to you. Save up to three candidates.

Fund Screener
2

Study the tradeoffs.

Read the same facts across all three funds. Name one risk.

Investment Details
3

Test your assumptions.

Try your amount, deposits, and years. Then test lower growth.

Investment Calculator
4

Record your decision.

Choose, wait, or keep researching. Write your reason and next check.

Decision Record
Connect it to your life: Build My Investment Plan records your starting position. Retirement and Legacy explores income, spending, family, and giving. Welcome and Help guide you through.

Move at a pace that lets you understand your choice. Your next decision may be to invest, wait, or research more.

YOUR GUIDE

Understand the choice.
Own the decision.

It is hard to choose when every fund page shows different facts. The Library brings research and planning into one place, with sources and assumptions you can check.

Look beyond past returns. Check fees, concentration, access, and your needs before deciding. Use the worked example below to see how a reason takes shape.

SEE A DECISION TAKE SHAPE

One cost. One risk. A reason you can explain.

Teaching example with invented figures, not actual funds or a recommendation. Each starts with a fixed $1,000.

Three fictional funds, two different tradeoffs.
What to compareFund 1Fund 2Fund 3
Annual expense ratio0.20%0.50%0.80%
Annual cost on $1,000$2$5$8
Example past decline30%40%20%
$1,000 after that decline$700$600$800
EXAMPLE DECISION RECORD

My decision: Research more. Fund 1 has the lowest example fee; Fund 3 had the smaller example decline. I will check holdings, access, and my cash needs before choosing.

A low fee or a smaller past decline alone does not settle the choice. Costs assume a fixed balance and exclude other charges. Future losses can be larger.

SEE WHAT COMPOUNDING COULD BUILD

See why time and growth matter.

The same $1,000. The same forty years. Two growth assumptions. Use the workbook to test your own amount and a lower rate.

ILLUSTRATION ASSUMPTIONS

Starting amount
$1,000

Time invested
40 years

Additional deposits
$0

To test your own amount, deposits, and years, use the Investment Calculator in the free workbook.

At the 12.21% screen rate

$100,291

After 40 years

At an 8% illustration rate

$21,725

After 40 years

Starting with $1,000 for forty years, 12.21% produces approximately $100,291; 8% produces approximately $21,725. No deposits, costs, taxes, inflation, or withdrawals are included.$00$27k10$54k20$80k30$107k40Years

Annual compounding. Starting amount × (1 + annual rate)years. This example is independent of any particular fund.

Hypothetical illustration, not a forecast. This example assumes a steady return and excludes costs, taxes, inflation, and withdrawals. Real markets do not rise at a steady rate. Actual results may be lower, higher, or negative. The exact annual rate for 100-fold growth in forty years is about 12.20185%; the system uses the slightly higher 12.21% screen.

Use the Investment Calculator to explore your own amount, deposits, and years, then test a lower growth rate.

Get the Free Hundredfold Investment Library

$0. Full workbook. No card required. Desktop Excel, about 36 MB.

START WHERE YOU ARE

You can begin with questions.

“I’m new to investing.”

Start at Welcome. Use Beginner view and Help. Learn a few terms at a time.

“I have a small amount.”

Use the minimum-investment filter. Check your emergency fund and obligations first.

“I need a plan, not a list.”

Use the connected tools to examine candidates, test assumptions, and record your next step.

Is the complete Library really free?

Yes. Enter your email to access the full Excel workbook. It costs $0 and requires no payment or card. Investing later may involve expenses, sales charges, brokerage costs, and taxes.

What happens after I enter my email?

The form opens the workbook in Google Drive. Use File, then Download, and choose Microsoft Excel (.xlsx). Save your own copy, open it in desktop Excel, and start at Welcome. There is no automatic email attachment.

What if I cannot download or open the workbook?

Open the Google Drive menu and look for Download or Save a copy. Keep the .xlsx format and open the saved file in desktop Microsoft Excel. The file is about 36 MB, so allow time for the download. If Excel shows a repair notice, keep the message and your original file. Do not rely on the damaged copy.

Can I finish an investment decision in five minutes?

The Library includes a short path through screening, comparison, testing, and a written decision. Five minutes is a starting framework, not a measured result for every investor. You may decide to choose, wait, or research more. A final investment choice can take longer, especially when fees, risks, access, or your needs are unclear.

Does 100-Fold mean a guaranteed return?

No. The name connects a biblical framework with a mathematical long-term standard. Historical returns are not forecasts. Investments can lose value, including principal.

Does every fund meet a faith-based holdings screen?

No such claim is made. The framework guides your purpose and stewardship. Review each fund’s holdings against your own convictions.

Do I need Microsoft Excel?

The .xlsx file is designed for desktop Microsoft Excel. Features depend on version. Full functionality in Google Sheets, mobile apps, and other spreadsheet programs has not been verified.

Are the data live?

The main fund data is a September 2026 snapshot. Source dates vary. Optional price retrieval depends on Excel support; manual price entry is available. Verify current facts with official sources.

Can I use it with a small starting amount?

Yes, for research and planning. Use the minimum-investment filter. A recorded minimum can differ by share class, broker, platform, or account, so confirm access before buying.

Can I study dividend and distribution income?

Yes. Review distribution yield, available history, consistency measures, and hypothetical annual cash payments. Coverage varies. Distributions can change, fall, or stop.

Can I test sales charges and lower growth?

The Calculator includes recorded front sales charges, a confirmed override, and a lower-growth scenario. Check other fees and taxes separately. No single model measures every possible loss.

Does it manage my accounts or give tax advice?

No. It records facts and illustrates scenarios. It does not trade, file taxes, or create estate documents. The dated federal tax reference supports questions to bring to a qualified professional.

How is my email used?

100 Fold collects the email you enter through Leadpages for this Library access request. The form opens the workbook in Google Drive. It does not ask for balances, account numbers, or other workbook entries. Keep those in your own downloaded copy. No payment or card is required.

Will my copy update automatically?

No automatic update is promised. Check edition and source dates. Keep a backup of your entries and return here to look for a newer edition.

Can a teenager use it to learn?

Yes, with a parent or trusted adult. Opening an investment account is separate and has age and account rules. The workbook does not open an account.

YOUR NEXT STEP

Bring your next decision
into focus.

Get the complete Hundredfold Investment Library: Quarter 3 2026 Edition. Research, comparison, calculators, and family planning are included.

$0 · FREE

Desktop Excel workbook · Approximately 36 MB